Hi, I’m Fernando Castillo
I Make Finance Simple By Turning Complex Ideas Into Clear, Actionable Step
Welcome to my blog!
Finance Topics
Best Debit Cards With Cashback That Help You Stick To A Budget
I overlooked debit cards when it came to budgeting and personal finance. They felt boring. No flashy rewards. No big signup bonuses. Just… spending money I already had. But once…The Envelope Budgeting System: The Old-School Trick That Still Works
Before budgeting apps, spreadsheets, and digital wallets, people had a far simpler system for managing money and their finances – envelopes. They’d take their paycheck, cash it in, divide it…Emergency Fund Savings: The Simple Plan That Finally Works
I used to think emergency funds were only for people who were already financially comfortable. You know, the people who never seemed stressed about money, budgeting, and always had “extra”…
How To Create A Budget That Actually Works!
Learn how to create a budget that works with simple steps, tips, and tools to save money, cut costs, and reach financial goals.
Latest Content
5 Of The Best Savings Automation Tools to Grow Your Money on Autopilot
I thought saving money came down to discipline. If I wasn’t saving, I assumed I just wasn’t trying hard enough or following my budget closely enough. But in personal finance,…
Best Debit Cards With Cashback That Help You Stick To A Budget
I overlooked debit cards when it came to budgeting and personal finance. They felt boring. No flashy rewards. No big signup bonuses. Just… spending money I already had. But once…
Best Budgeting Apps That Actually Help You Take Control of Money
For the longest time, I thought budgeting was something I was bad at.I tried budget spreadsheets, notes on my phone, and even mental math (which never worked). No matter what…
11 Budgeting Mistakes Most People Make (And How to Fix Them)
When I first tried budgeting, I honestly thought something was wrong with me.I’d make a plan, feel motivated for a week… and by the middle of the month, the whole…
Emergency Fund Savings: The Simple Plan That Finally Works
I used to think emergency funds were only for people who were already financially comfortable. You know, the people who never seemed stressed about money, budgeting, and always had “extra”…
Why You’re Failing At Setting Financial Goals (And How to Fix It)
Every year, I would set financial goals that I’ve never followed through on. Every January, I’d write things like “save more money,” “pay off debt,” or “stop overspending”… and by…
Budgeting With Irregular Income (Freelancers & Gig Workers)
If you’re a freelancer, creator, gig worker, or strictly work off commission, you already know the hustle: some months you’re rolling in payments, and other months… you’re wondering if your…
The Envelope Budgeting System: The Old-School Trick That Still Works
Before budgeting apps, spreadsheets, and digital wallets, people had a far simpler system for managing money and their finances – envelopes. They’d take their paycheck, cash it in, divide it…
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Welcome to my blog. Just a guy writing about financial things online.
